Compensation Plan

The MFA Direct Marketing Plan is designed to provide excellent incentives to any person willing to put in efforts to sell the products of the Company.

To be a part of the MFA Direct Marketing Plan, just fill an online form and join our family. The same will entitle you to sell the products of the Company and earn incentives for the same too. Each person joining the Company is known as an Independent Representative.

A person who joins as an Independent Representative in the marketing plan of MFA is eligible for earning incomes through the marketing plan of the Company. Every IR within the company has the opportunity to purchase product at wholesale price and either sell them at retail price or consume them personally. After using the products and feeling satisfied with quality and concept IR can share business opportunity with other people and can sponsor others. Sponsoring other people, you can also begin building a substantial IR associate organization and earn commission from certain retail customers in your referral line. By passing your sales and marketing knowledge to your developing team, IR can not only build own business network but also enable others to build of their own team. This way they will also start using the products and so on. Thus the company does not require any advertisement or middlemen for selling its products. The amount saved will be distributed between you and the people who associate to the company because of you.

By following way you can get Income in MFA Direct Repurchase Plan:-
1. Purchases for self requirement.
2. Purchases by your down liners.
3. Retailing by you or your down liners.

In this concept a registered IR can earn incentives as per the following compensation plan.

Terms used in the Repurchase plan :-

DP	The price at which the product is available to the IR of MFA.
PV	Point value of the product which will be the basis of the calculation in the marketing plan. Each PV is equal to 1 Rs in India. Please check the PV rate in your respective country.
GV	The sum total of PV in your group/network including your personal purchase as calculated in your unlimited depth. GV is used for calculation of all incomes in the Compensation Plan.
PPV	The PV of the personal purchase required at each differential level in the Repurchase plan.
CV	The total PV of the sales done in the Company in each calendar month as for the purposes of incentive calculations.
MPV	The matched PV on the purchase of products in your network.
PLATOON	Platoon means the network of people in your downline in those legs which are at promotion levels below your level.

Calculation of Commission/Incentives:

Retail Bonus (Self Purchase)	Up to 46% on DP
MPV Income	Income based on the PV matched in your left and right organization in your network.
Team Matching Bonus (Dynamic Compression On Level)	100% of the MPV Income distributed in 15 compressed levels.
Fast Track MD Bonus	6% of Company PV (CV) distributed amongst all distributors achieving MD promotion on a fast track basis.
CMD Infinity Club	Upto 14% of GPV can be earned on infinite levels in your network on qualifying for this income

A. Retail Bonus (Self Purchase)

Buy any product of MFA at wholesale price and you receive the difference between the retail and wholesale price (Up to 46% commission on DP) of the product.

*Company reserves the right to levy Handling & Courier charges, where required. MRP is indicative only as certain local taxes and levies can be charged extra.

B. MPV Income and related promotions, PPV etc.

As you build your network and people start purchasing in your network, you make the Matched PV (MPV) Income on the basis of the matched PV in your strength and payout legs.

As 135000 PV is matched you will earn 10% of 135000 PV = 13500 MPV as incentives. (MPV is calculated for each 1000 PV matched)
The balance PV of your strength leg i.e. 23000 PV is carried forward to next payout period and can be matched in the future payouts.

PROMOTIONS:
A distributor can get promoted to various ranks as per the table below. The promotions are based on the MPV tree of the distributor i.e. the Strength and Payout legs of the distributor organization tree.

Please Note

• Spill over distributors by uplines falling in your strength leg are counted towards rank promotions.
• Promotion is done at the time of weekly closing and the rank is applicable from the next payout week onwards.
• Fast Track MD program – Please see the 4th income of the compensation plan for details.
• If a distributor’s rank is DD and a person in his weaker or strength leg gets promoted to MD level (Fast track or otherwise), the DD shall also be promoted to MD level. This is applicable only for DD to MD promotion.

Terms and Conditions for MPV Income :

• MPV income is calculated on the midnight of 7th, 15th, 22nd and last date of the month (28th/29th/30th/31st as the case may be).
• A distributor can earn this income if and only if his/her personal purchase is 2000 PV or more. In case a distributor does multiple purchases to complete 2000 PV, he will start getting MPV income from the week in which he has completed his 2000 PV purchasing.
• PPV for the month as per rank should be complete to take this income. MPV Income shall be paid for the week in which PPV is completed and the weeks succeeding the said week falling in the same month. That means to earn the income for the month, your PPV as per rank should be complete before the 1st closing of the month i.e. 7th of that month.
• PPV condition for a new person is applicable from the next calendar month of his/her first purchase. For eg: A person does his 1st purchase on 21st May 2020, he/she has to do his PPV in the month of June to be eligible to earn this income.
• For every purchase by a person personally on his/her ID, 50% of PV is deemed matched and 10% of 50% of PV purchased is paid out. For eg : You purchase products worth 5000 PV, you will get 10% of 5000/2 i.e. 10% of 2500 PV = Rs. 250
• The maximum payout a distributor can earn from this income is 10% of 18,00,000 PV i.e. 1,80,000 MPV per week. Distributors who become Fast Track MD or achievers of other promotions designed by the Company for this purpose, will be entitled to earn a maximum of 2,50,000 MPV per week.
• 1 MPV = Rs. 1 in India. The Company reserves the right to reduce the value of MPV in any payout period at the sole discretion of the Company. The MPV value can vary from one payout period to another. In case the Company is required to trim the value of MPV, a new distributor shall be paid out MPV @ Rs. 1 till the time he/she earns 25000/- Rs. from this income.
• Husband/wife can take only ONE ID STRICTLY. Multiple IDs/ Family IDs should also be avoided unless the person is working.

C. Team Matching Bonus (On Level)
This matching bonus calculated & paid out on the basis of Performance Bonus earned by your 15 level downline. This is an addition income with Performance bonus. MD level & above have to be royalty qualified to be eligible for Team Matching Bonus.

Terms and Conditions :

• This income is calculated on a monthly basis from the 1st to the end of the month.
• This income is calculated on the basis of your direct/matrix tree. It is calculated as a %age of total MPV income earned during the weekly closings falling in the month under consideration.
• Only a person who is active i.e. he/she has done his/her PPV is eligible to earn this income.
• This income works on dynamic compression such that if a distributor who is not qualified to earn this income because of point 2 above or point 4 below is compressed and his/her directs move up one level to pay as per the new level.
• Distributors who have achieved MD rank and above need to fulfill the following conditions (to earn this income) from the next month in which they have achieved the promotion :
• If a distributor is promoted in any week, he will start getting Team Matching Bonus for the levels as per the new rank from the next week onwards. The platoon PV conditions will remain the same as per the rank at the beginning of the month. For eg : If an MD gets promoted to GMD in the 15th June closing, he will get TMB for 11 generations from next week onwards. But, to qualify for the same he needs to achieve 25000 PV in platoon as per MD rank, which was his rank at the beginning of the month.

Designation	Further Criteria
MD	Min. 25000 PV from platoon
GMD	Min. 50000 PV from platoon
SMD	Min. 100000 PV from platoon
CMD and above	Min. 200000 PV from platoon

If GMD and above create same or higher levels under them the platoon conditions will be reduced according to the following chart :

RANK	LEGS AT SAME OR HIGHER LEVEL	% TO BE ACHIEVED TO QUALIFY
GMD/SMD/CMD	1	75%
GMD/SMD/CMD	2	50%
CMD	3+	25%

D. Fast Track MD Bonus

6% of Company CV is kept aside for distributors becoming Fast Track MD within 30 days of their activation. All such distributors who achieve the rank of MD will receive a share of this Bonus Pool equally.

Eligibility Criteria for becoming Fast Track MD

PV required	100000
Time limit	30 days from the date of your 1st purchase

Other condition

• Max. 50% PV from strength leg. I.e. 50% PV to be done from weaker leg. Self purchase is counted as weaker leg.
• A person can also become FTMD by doing personal purchase of 100000 PV

For Eg: You do your first purchase on 10th May 2020. Now you have time till 9th June 2020 to become Fast Track MD.
Lets say you become FTMD on 9th June 2020.
Total PV of the Company in June 2019 1,50,00,000 PV
Total Fund allocated towards this bonus 6% of 1,50,00,000 i.e. 9,00,000 Rs.
Total achievers of Fast Track MD Bonus 75
Each such Fast Track MD gets Rs. 12000 as Fast Track MD Bonus

PLEASE NOTE : Only frontline MDs will be counted for this income. Pushed up MDs are not eligible for this income unless they have done 50000 PV from weaker leg/self purchase in the time allocated for their achievement. This is a onetime bonus, payable only for the incentive month in which a distributor becomes Fast Track MD.

E. CMD Infinity Club

You can earn upto 14% of your network’s PV as income by qualifying for the CMD Infinity Club. The qualification and income is as under:

Level	Qualification	Income %
CMD	Applicable from next month	3% of GPV
Silver CMD	CMD with 1 leg as CMD	6% of GPV
Gold CMD	CMD with 2 leg as CMD	8% of GPV
Diamond CMD	CMD with 3 leg as CMD	10% of GPV
Blue Diamond CMD	CMD with 4 leg as CMD	12% of GPV
Black Diamond CMD	CMD with 5 leg as CMD	14% of GPV

This income works on differential basis. For example a Silver CMD promotes under a Silver CMD, the income of the upline Silver CMD from that downline Silver CMD leg will be 0. And if a Silver CMD promotes under a Gold CMD, the income of Gold CMD from the Silver CMD leg shall be 8%-6% i.e. 2% and on the other legs shall be 8% of GPV.

PLEASE NOTE : A distributor should be qualified to earn Team Matching Bonus to be eligible to earn this income.

NOTE :-
THE COMPANY DOES NOT GIVE ANY GUARANTEE OF EARNINGS NEITHER DOES IT GIVE OUT ANY MONEY ON RECRUITMENT OF DISTRIBUTORS. INCENTIVES CAN ONLY BE EARNED BY INDEPENDENT REPRESENTATIVES/DISTRIBUTORS OF THE COMPANY BY EFFECTING SALES OF THE PRODUCTS.
INCENTIVES WILL BE RELEASED AFTER DEDUCTION OF GOVERNMENT TAXES.ES.